Car insurance abroad is a green card - what is it? Is it necessary to draw up insurance when leaving abroad? What to do if you got into an accident abroad?

From this article you will find out whether it is necessary to draw up insurance for the car abroad, as well as what features it has.

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Russians today often choose foreign countries to relax. To save money on the road, some go on cars. This method gives more freedom of movement, and sometimes housing is not even required, because you can sleep in a car. In any case, in order to go on a road trip, you will need to arrange an insurance called the "Green Card". Let's find out what it is and how to get it.

Car insurance abroad is a green card - what is it?

When it is planned to go to the car abroad, the driver must arrange a “green card”. This is special car insurance for traveling abroad. It can be obtained in any insurance company that provides similar services. But, before going there, it is advisable to clarify prices in several firms.

So, if the driver has an accident abroad, he will be able to receive a payment for repairs. By the way, it is better to take care of the car long before leaving. The insurance itself is issued for several days, but its terms are very limited and should be enough to visit another country.

Is it necessary to draw up insurance when leaving abroad?

Some countries, for example, Belarus, allow that car insurance for traveling abroad is purchased at the entrance. That's just if you are going to Schengen countries, you will not even miss you without a document. If the insurance finishes in another country, you will have to pay a large fine up to 800 euros. So you need to draw up insurance.

The cost of car insurance for traveling abroad: Price

Car insurance for traveling abroad may differ in cost, because it is determined depending on the validity and type of car. By the way, the driver’s KBM does not affect the price, experience and so on, which usually includes in a simple insurance.

For example, if a person travels abroad on a passenger car for 15 days, then the policy will cost him 20-40 euros. For the policy up to 1 month, it will have to be given 25-75 euros. For CIS countries, the price is less than several times.

A policy is issued either for all countries at once, or for some specific. The cost of insurance is distributed as follows:

The price of the policy is all countries

The price of the policy Belarus, Moldova, Ukraine

You can buy a policy, as we have already said, in Belarus. This method is convenient, especially if you did not plan to go there, but suddenly decided. Then you will not have to wait long. But keep in mind that you can slip a fake document or simply do not bring information into the database. As a result, you will not have a policy. Although, recently, the law was adopted so that all insurance would be filled in electronic form, and not by hand. So they immediately find themselves in the database after issuing.

What to do if the green card has ended abroad - how to extend?

If you are faced with a situation where car insurance for traveling abroad ended in another country, then it will be difficult to resolve the issue. But there is a way out.

Ask friends to issue a policy in Russia in your name and send with someone in your direction. As for an option, you can use DHL delivery. She is fast and works well abroad. You can, of course, ride a copy, but the original is better.
Design something like a local compulsory motor liability insurance. Keep in mind that it will most likely act only within the country. So if you go somewhere else, then you will already be without insurance.

It is better, of course, to calculate the duration of the policy in advance and draw it closer to the exit. So you will definitely be sure that insurance will not end in another country.

What to do if you got into an accident abroad?

If you have a car insurance for traveling abroad, then if you get into an accident, you will have every right to receive compensation. The main thing is to follow several rules:

Do not leave the scene of the accident. Be sure to call the police, and an ambulance, if necessary
You will receive a notice of the accident from the victim and give it the second sheet of the policy
In the police you will receive an accident document
Contact one of the Green Card departments
Call your insurance company and report what happened

It happens that drivers do not even get into one accident. Then, instead of the second sheet, the victim is given the data of them. This is also an official document.