10 things that you spend in vain on money: a list, recommendations and life hacks on a reasonable waste of money

So I want to save more money in the wallet. That is why it is worth listening to our advice, which will help reduce expenses.

Content

Money is hard to earn, but very easily spent. Moreover, many of our expenses could have been avoided if you carefully consider the expediency of a particular purchase, as well as look for options that will allow you to achieve the desired much cheaper.

In a word, in order to be more economical and not to ask yourself the question of where the money goes, here are the recommendations on how not to spend money in vain.

A list of things that you spend in vain on money:

1. A hanging product instead of expensive packaging and cutting

There is no dispute, a chopped and beautifully packaged product is a convenient matter. Bread or sausage does not need to be thinly chopped, it remains only to open the packages and the sandwich is ready. But compare the cost of chopped and a whole bread, calculate how much 100 g of sausage costs in a cut, and how much in a stick.
The same applies to cheese, sweets, etc., but in taste, these products are exactly the same! Are you so lazy that you are ready to pay not to pick up a knife?

2. Boiled water instead of an expensive bottled

Having heard the recommendations that you need to drink at least two liters of water on a day, you strive to follow them. And, most likely, at your workplace there is a supply of bottled water that you drink from time to time. This is undoubtedly convenient, and product manufacturers assure you in its safety and high quality.
Perhaps this is so, but if you take a bottle of water from the house, you will not lose anything at all. After all, here you will definitely be sure that the water is boiled or filtered. And the money will remain with you.

3. Films: 2 D instead of 3 D

It is proved that the effect produced by the 2D film is no different from the one that the 3D film produces. In addition, there is no severity from multi -minute wearing points.
Therefore, it is worth calculating the difference in the price of tickets and think, perhaps, you should still prefer a 2D session?
There are as many impressions and emotions, but saving is noticeable.

4. Practical benefit instead of primitive trinkets

Before the holiday, you really want to buy some nonsense that depicts a symbol of the coming year. This is natural, because you are full of hopes and plans that in the new year everything will change for the better.
But will you need this little thing or is it one of the things you spend in vain on money Will it hang on the refrigerator with a dead load, take a place in the closet or on the shelf, collecting dust and losing its symbol? And is it necessary to spend money on it instead of buying what will really benefit you?

5. Eco-suck instead of plastic bags

You visit shops almost every day. And each time you purchase a package to put purchases in it. Thus, in a year you spend on this harmful and environmentally hazardous plastic order 2 thousand rubles.
If you buy a canvas bag once that you will wear in your purse, then spend only 50 rubles. Instead of 2 thousand. How do you like this savings?

6. Tooth powder instead of expensive cleaners

Exactly their silver rings and earrings cleaned their silver powder Our grandmothers. And, believe me, nothing more effective has been invented so far.
Therefore, you should not buy special compounds in jewelry salons - they still cannot cope with the task better than ordinary, undeservedly forgotten tooth powder.

7. Diet instead of dubious means for weight loss

Unfortunately, you can never be sure that you are buying a real licensed tool, and not a cheap fake. This happens even with medicines, to say about numerous means for weight loss!
Often, getting a quick effect, people then pay for it for years with their own health, which ultimately costs much more. And the weight, by the way, returns just as quickly.
Read these recommendations in Lunar calendar of weight loss and diets.

8. Chocolate "just like that"

Exactly like this marketing trick Make you buy additional products. You stand in line in the cash desk in the store, and around - all sorts of little things like chocolate, barbells, snacks, etc.
You calmly pass by such a product laid out on the shelves in trading halls because you simply did not want and were not going to buy anything from this category at the moment.
But at the box office you languish in anticipation and from boredom begin to reach for all these chocolates. What for? And just like that, because they are in sight.

9. Kefir instead of muesli

Another “lure” on the shelves: muesli, cereal bars, low -fat dietary yogurts. Do you really believe in their miraculous properties and the fact that manufacturers are baking about your harmony, and not about their own benefits?
Such naivetyit can cost your health expensive, and then you will have to spend much more significant amounts on its recovery.

10. Water instead of creams after shaving

As it turned out, almost all means intended for applying on the face after shaving, this is nothing more than a pleasant aroma. The practical benefits of them are exactly as much as from ordinary cold water, which a man can rinse his face, thereby narrowing the pores and calm the skin.
But the profit for manufacturers of funds is calculated by millions, unlike your income.

How not to spend money in vain: tips, life hacks

A few simple rules that will help you spend your income wisely and then not count where the money has gone.

How not to spend money in vain:

Internet purchases wisely. Products in online stores are often cheaper than in “real”. But here there are tricks, which you can avoid, in advance, compiling a list of what you really need. Focus on finding only the goods you need, not being distracted by links, advertising banners. When you formed your order and placed it in the basket, do not press the “Pay” button immediately.
Drink tea, get distracted, and later review everything you selected. You will probably see that a couple of things from the category of those that can be done without.

Create a "reserve fund" If you put off everything saved money For any large purchase, try to put off only half, and the second-to put into the case that brings income, i.e. You essentially invest money in yourself.
So, firstly, you will quickly accumulate the necessary amount, and, secondly, you will always have a kind of financial “insurance”.
Do not give in to the promotion. Of course, it is difficult to resist when two prices are painted in front of your eyes with large numbers, and one of them is half as much. The main thing is to think about the fact that not a single store will work in your favor and at a loss.
Maybe this is just the first digit twice as high, and not the second at all - reduced? The main criterion when buying any product should be the question: do I need this thing, if there were no promotions for it? The answer to it is not to make unnecessary purchases.
Make only the necessary purchases. Go to the store only when you really need to buy something . When choosing the product you need, focus only on its varieties, not being distracted by pretty trinkets or cheap goods on a neighboring shelf.
Having studied all possible options for your product, analyze the ratio of price and quality and choose the necessary. The clear goal with which you came to the outlet can stop you in a fit to buy something cheap and absolutely useless.
Cash or credit card?Many psychologists agree that expenses from a credit card are often carried out "Blind". That is, a person approximately represents the order of funds available on the card, approximately pretends to be what amount he can dial for goods.
Cash The same in a wallet is a strictly defined figurewhich you need to meet. That is why experts recommend, going to the store, putting in a wallet exactly as much as necessary for planned purchases.
It is better to get a credit card from a purse and leave at home.

A month without spending.Try it for only a month do not buy anything except the most necessary: products, hygiene products, etc., and even then not in the supply, but as expended. You will be convinced that really justified expenses are actually not so much, if you buy what you need, and not what you want.
In addition, you can calculate how much you have for other expenses, and it is reasonable to distribute it.
Responsibly treat the products.Do not buy cabbage or carrots just because they look very fresh and beautiful if you are not going to cook anything from them in the near future. Do not dial nothing in reserve, because the presentation quickly disappears, and the shelf life of the grocery reserve is limited and these products can become things that you spend money on in vain.
Think about it in advance What exactly are you going to cook tomorrow or the day after tomorrow and when visiting the grocery sections, proceed from this list. And yet - do not forget to look into the cabinets in the kitchen more often and check the long corners on the shelves of the refrigerator. Sometimes there are products that you have already forgotten about.

In a word, as a product manufacturer has many ways to force you to buy it, so you must adopt methods that will allow you to resist unnecessary expenses.

Simple rules - how not to spend money in vain

Never go for a hungry food so as not to “heated” more and more.
Do not take a large basket - the instinct always works, it needs to be filled out.
More often start cleaning in cabinets, boxes, shelves, etc. -You will see how many long-forgotten things that you once needed was there.