We invest the money correctly: we consider options, risks, advice of experienced investors.
Content
- Diversify investments
- Where to invest money under a high percentage with a guarantee?
- Where to invest money: investments
- Where to invest on the Internet?
- How to invest in gold: tips
- How to invest in gold Sberbank at interest?
- How is it profitable to invest in Sberbank?
- What business to invest money to make money?
- Which bank to invest in money?
- How to invest in a startup?
- Where to invest a little money?
- Where to invest money to earn without risk?
- Video: How to invest in shares?
- How to invest money in Gazprom?
- Video: investment secrets on the example of Gazprom shares
- How to invest in real estate?
- Video: How to invest in the construction of an apartment?
- Where to invest for a month?
- Video: financial literacy in 6 minutes | Control of personal finances
We all sooner or later begin to dream of passive income. But someone dreams, and someone gets. No, in this article you will not find a word about games and risky investments, as you will not find information on how to double, or even triple the invested amount in a few years. This is simply not real. But this article will be unambiguously useful for those who have accumulated a certain amount of money and plan to invest it for further passive income.
Diversify investments
First of all, I would like to remind you of such a necessary financial pillow, without which it is simply unreasonable. What it is? This is a certain amount of money set aside as it is customary to say "for a rainy day." The situations in life are different, and you should not drive yourself into a trap of lack of money and registration of loans only because you have already invested money in another project.
And be sure to diversify, well, at least go to this issue by invest in one project, invest the next amount in another. Only this measure really guarantees the opportunity not to go bankrupt in one of the days.
And the last advice: invest only in those projects in which you are well versed. Do not understand, but want to invest - a great occasion to study this area.
Where to invest money under a high percentage with a guarantee?
Investments. Currently, it is this income that is considered the most profitable. But the most risky, especially for beginners. We strongly recommend that you invest not the entire amount in the investment, even if the project seems so incredible and unambiguously successful. Especially for this "fishing rod" are newcomers. Remember, many projects are soap bubbles, but competently served.
And the newcomers, having read a lot of amazing, and rightfully amazing stories like other people invested a little, and received millions from this, are ready to withdraw the last shirt and invest it, and often take money to invest and receive income. This is the right path to the debt hole.
So, if you want to invest in investments, then, together with the first delayed dollar, immediately sit down at the Talmudes and study the investment business. If possible, visit seminars, webirnars and all kinds of meetings, where you can emphasize real information and complex and often unpredictable business. Inspisent or motivational books and videos are good, but if only they are in the baggage 99% of the probability that you will lose money in the first project.
Where to invest money: investments
In this section, it is worth mentioning the stock market and the PIF. The stock market enables ordinary citizens to purchase bonds, futures, shares and other securities. But at the same time, be prepared for the fact that the return of funds, both earned and invested, is not always guaranteed. Unlike banking investments.
PIF is a share investment fund. A financial organization that independently organizes its investment portfolio. The PIF sells its securities (PAI) and promises good profit in the event of the profitability of the organization.
Where to invest on the Internet?
The most popular and proven way of investing on the Internet is Forex. Do not confuse with millions of online offices that offer to play and win tens of thousands of them, etc. Forex is the world currency market, in which you can both buy and sell the most diverse currency of the world.
In order to invest in and get to arrive, as in the case of an investment business, you will have to learn and understand a lot of information. Do not want to? Use the services of the broker. Yes, part of the profit will settle in their pockets, but at the same time you will definitely not miss everything that you had accumulated.
Another way to invest on the Internet: Onlen lending through banks and electronic systems. For example, Webmoney. You give money to individuals through WebMoney, and at the end of the deadline, money and considerable interest are returned to you.
Some banks are currently offering to lend to individuals and legal entities through them. In addition, insureing the amount in case of no return.
How to invest in gold: tips
Many people heard about the investment in gold, as in a single stable capital, but how to do it, and what is needed for this, and in general, it is better than investing in national or world currency.
- Unlike paper money, gold is never depreciated;
- It is not only beneficial to own a gold ingred, but also gives a unique feeling of success and self -sufficiency;
- Gold in the world market is slowly but stably grows and never falls;
- How to choose and buy gold can even figure out a beginner, besides, such an attachment is as safe as possible.
To begin with, you should decide you are ready to invest in gold in a bank or beyond (store at home, in the office, in a non -bank cell).
In the bank you do not receive an ingot, but documents about its possession. The ingot immediately go to the deposit, and you get interest for it.
In the second case, you get an ingot and documents for it.
If you buy an ingot in one bank, and invest in another bank, you will become the owner of the gold account solely after the bank conducts an examination of your ingot.
It is worth mentioning that the minimum purchase of gold in the ingot is 10 grams.
Please note that banking gold and the one that we are used to carrying in the form of jewelry is significantly different. Bank gold test 999.
Types of gold ingred that you can purchase:
- Cast or stamped ingot;
- Cut off a piece from a stamped large ingot;
- Jewelry semi -finished product (if later you plan to embody the ingot into a jewelry);
- Elite Chipgold weighing about 20 grams and resembling a plastic card. This can be worn by the power of spirit or status with you in a purse.
What to pay attention to by buying and investing a gold bullion on the deposit:
- Reliable bank. Choosing a reliable partner, you guarantee yourself a stable reliable income without nerves and experiences;
- Interest: how to pay, what percentage, what is the charging currency and pay attention to interest payments;
- The deposit term and prolongation (automatic extension for the next period) and its conditions (favorable options: +% to the previous rate, bonuses, benefits for servicing other products in the bank, etc.). Disadvantageous conditions: prolongation for the rate current at the time of prolongation (it can be significantly less than the one you opened), payment in the national currency at the bank rate (both for the ingot and percent), etc.;
- Bank license to open metal accounts;
- Is there a commission for accounting account/cells, etc.;
- The reliability of the bank, since the metal deposits are not insured;
- Whatever the cute manager is, re -read the contract at least 3 times, preferably immediately (ask questions if necessary) and taking the contract home and in a calm atmosphere with family members or lawyer.
How to invest in gold Sberbank at interest?
One of the reliable ways to invest in and get a small one, but profit is a deposit in the bank. Why small profits? After all, we have a small, but constant inflation. But still, if you argue that it is better to deposit in a bank or money “under the mattress”, then in a bank on a deposit they at least do not depreciate.
In order to put money in Sberbank at interest, it is enough to visit the nearest bank branch and open a deposit in the desired currency. We recommend that you familiarize yourself with current conditions in advance by deposits by link.
If you already have a Sberbank card, you can open a deposit online. The terms of such a deposit can be found by link.
How is it profitable to invest in Sberbank?
In order to profitably invest money in Sberbank, you can recommend being a client of this bank and regularly monitor promotional offers (come in newsletters) or regularly monitor shares on the site Sberbank.
What business to invest money to make money?
To the question, "What business to invest in to make money?", There is the best answer - in your own! And this is pure true. After all, not so many people are ready to invest money in the case and after that do not worry at all and their fate and anxiously expect dividends.
But still, if you decide to invest in business, then first of all you should consult a lawyer and draw up a mutually beneficial agreement on your monetary investment. We also recommend that this business so insure so that in case of bankruptcy, you can return the invested amount.
Currently, experts recommend investing money in the Internet projects, small production and, of course, franchising, which is 90% a win -win option.
Which bank to invest in money?
There were no finished solutions on this issue, and no, but there are basic rules, following which you will definitely remain in the plus.
- Follow the rating of banks and choose the most reliable for deposits (from the first to 20-30 seats). Yes, they may not give the highest interest, but you will probably get them;
- Deposit Insurance Agency (DIA). Study the information and do not exceed the amount of deposit payments to one bank (this can be one or more deposits). Check that your contribution is insured by the State Corporation of the DIA before putting your funds on it;
- Remember the rule "Do not store all eggs in one basket." Even if you have an insignificant amount, store it in different banks, and even if something happens with one bank, this will not become your personal collapse;
- Deposits for national currency always have a large interest rate, but do not forget about inflation. If the contribution to 6 months is recommended to invest in national currency and make a lot of profit. If more than half a year, be sure to calculate all the risks.
How to invest in a startup?
Startups appeared recently, but have already achieved positive dynamics. Although for most inhabitants it is not clear what a startup is and how it is profitable to invest in it.
I would like to immediately pay attention to the fact that financing in startups is a risky investment, since only a small percentage of startups achieves lightning -fast success. Therefore, all financial consultants recommend investing in startups after a detailed analysis, and also not the entire amount.
Where can I find startups in which you can profitably invest money? On the exchanges of startups, you can find both interesting projects and like -minded people united with which you can profitably invest the amount of money.
And we can strongly recommend investing not intuitively, but only in those projects that really inspired you, you personally (or your financial consultant) understand about their need and profitability in the future.
List of exchanges:
Exchange https://www.kickstarter.com/
Exchange http://boomstarter.ru/
Exchange https://www.indiegogo.com/
Exchange http://www.rockethub.com/
Exchange https://www.crowdcube.com/
Where to invest a little money?
If you have a small amount of money, but you want to invest it now without waiting for a large amount, we recommend:
- CONDITION OF ELISTICS ON WEBMONEY
- Opening of a funded deposit in a bank
- Transfer of money to foreign currency
- Exchange trading (after preliminary training)
Where to invest money to earn without risk?
Without the risk of options, in fact, does not exist. But there are investments with minimal risks. Some of them are described above, and we will not return to them in detail, but only list.
- Investment in valuable metals
- Deposits in proven banks
- Buying/building and subsequent rental of real estate
- Buying securities
- Trust management of professional investors
Video: How to invest in shares?
How to invest money in Gazprom?
Today, Gazprom is popular than ever, thousands of people dream of working there, and not in vain, because it is a stable company bringing superpituals and providing excellent opportunities, both its shareholders and each employee in particular. But we offer not to work, but to receive income! To do this, you will need to purchase Gazprom shares, and this can be done on the Moscow Exchange on link.
Video: investment secrets on the example of Gazprom shares
How to invest in real estate?
It would seem easier? But sometimes it is in the simplest that we do not see the elementary. We will not talk about how to correctly arrange the acquisition in this section, but we have collected ideas for investing depending on the amount of investments.
- Acquisition and subsequent delivery of an apartment/house/rooms in a hostel;
- Acquisition and subsequent delivery of the garage;
- Acquisition and subsequent delivery of a summer residence or land plot, including for buildings;
- To become a shareholder during development, which saves the purchase of housing up to 30%;
- Invest in closed real estate PIFs, both domestic and foreign;
- The acquisition of land and real estate abroad.
Video: How to invest in the construction of an apartment?
Where to invest for a month?
It would seem short? But there are also weekend deposits, for 2-3 days. We will serve only the most popular ideas for investments for a month. Do you know more? Share in the comments!
- A deposit in a bank in national currency at the highest interest. In the short term, inflation will not be able to absorb profit, so you will remain in a great plus.
- Lending to individuals. A fairly profitable investment if it is in advance.
- The acquisition of shares and securities of companies that develop rapidly.