What is a rollback of money in business, supply, purchases, loans: explanation in simple words. Is the rollback a bribe? How is the fight against kickbacks?

What is a rollback? Who and for what makes the rollback? Read about this in our article.

Recently, the term “rollback” is increasingly found not only in the field of business and finance, but also firmly entered everyday life. In the submission of ordinary citizens, no entrepreneur works honestly, and the whole business is built on kickbacks. Let's try to figure out what is the rollback, where it is and for what is needed.

This article is exclusively informative for the explanation of the concept of “rollback” and does not welcome the described schemes of conduct.

What is a rollback of money in business, supply, purchases, loans: explanation in simple words

Conducting absolutely any business, regardless of its scale and size, is based on cooperation and coordination with many parties and participants. To slow down the implementation of the project or make a choice in favor of competitors - one decision can damage even the most stable business. Therefore, financial stimulation is the main opportunity for the successful development of the situation.

Business rollings

Rolling is one of the varieties of a bribe to an official or a group of persons who make a decision or responsible for the expense of the company's funds.

• The essence of the rollback is that, by agreement with a civil servant or manager of any company, when concluding a contract, a certain percentage of the amount of the transaction personally receives this person.
• With this scheme, the seller of goods or services usually includes the amount of the price in the price in order to avoid loss of profit. Thus, in fact, the factor pays the company itself.

Rollouts in the public procurement system

On the same principle, the system of rollbacks during public procurement works.

• If the purchase of certain goods or services is put up for a competition (tender), the company will receive a contract that already has an agreement with the responsible person. The remaining companies will be removed due to any inconsistency.
• One option is to create a special order. For example, some letters in the title of the order are replaced by Latin, so only one who knows in advance about it can find such an order.

Banking sector rollouts

• Rollows exist not only in business. Obtaining a loan in a bank is connected, as you know, with large bureaucratic red tape and a long expectation. A reward to an employee in the form of 5-10% of the loan amount is a very common occurrence.
• Those who took consumer loans faced a situation where the bank does not allow the client to insure the purchase at the insurance company at their own choice, but only in a certain one. The official reason for this requirement is insurance in the most “reliable” company in the interests of the borrower. In fact, a bank employee receives a certain percentage of the insurance company for each prisoner.

Rollback for vacancies

Finding a good job today is a rather difficult matter. Therefore, corruption also flourishes in the field of employment. The rollback from the applicant of the place can be received directly by the employee of the personnel department or the representative of the recruiting company.

Rollouts for the right to sell goods

• In popular shopping centers, it is very difficult to rent a place for trade. Therefore, in order to obtain its "corner" you have to pay the management of the store.
• In addition, kickbacks are taken for placing goods on certain shelves in supermarkets. According to marketing research, the same product placed on different shelves (higher or lower) is sold differently.

Is the rollback a bribe?

• The rollback, unlike a bribe, occurs more carefully. In the process of rollback, business communication plays the main role. A novice businessman needs to be partially a psychologist in order to determine the interlocutor’s attitude to the rollback during the conversation.
• For example, it is necessary to “probe the soil” and determine whether the manager will sign a contract for the purchase of equipment, which is somewhat worse in quality, while receiving a certain reward.

Local and federal media create a steady belief in citizens that bribes and rollbacks are Russian reality, and Western state structures and business exist and work exclusively within the framework of the legislation. In reality, corruption in one form or another is present wherever there is a material interest and the possibility of obtaining “easy money”.

How is the fight against kickbacks?

Why you need to deal with kickbacks

The rollback, as one of the manifestations of corruption, which destructively affects the development of small business, competition and the economy in general. Success and the greatest profit is not achieved by conscientious manufacturers of goods and services, but by those who have the necessary connections and can offer more favorable failure conditions.

• The manufacturer loses the incentive for improving products. It makes no sense to improve the technology, to look for high -quality raw materials, to improve personnel qualifications, if it is possible to guarantee a contract by paying a certain amount.
• The other party is an increase in the final value of goods, which includes the amounts of kickbacks at various stages of production and sale. As a result, consumers have to pay a high price for often low -quality goods.

Methods of combating corruption should be based on three basic principles:

• The level of wages and motivation. Bribes are not taken from a good life, so salary growth is one of the restraining factors for bribery. At the same time, the salary of employees should be directly related to the results of his work and the profit of the company.
• Independent checks. Control over the corruption actions of employees and officials should be conducted by independent bodies at all levels of the company or state structure with a public representation of the results.
• Internal control. The company's management should be interested in the honesty of its own employees, because the image and profit of the enterprise depends on their activities. Internal checks can be carried out in various ways depending on the nature of the company.

Video: Purchase kickbacks